LifeCycle
LIVING ANNUITY
RETIREMENT ANNUITY
ENDOWMENT POLICY
PRESERVATION FUNDS
Helen Masson, Daniel Clifford and David Graham, after many years of intense deliberating and planning, getting the experience and knowledge required, have put together a product range for pre and post retirement that aims to cater for all South Africans.
We don’t believe in minimums, penalties, bonuses if you remain faithful, or fancy and complicated structures. We believe in simple, transparent, easy to understand products.
LifeCycleLIVING ANNUITY
The LifeCycle Living Annuity is an investment-linked annuity policy underwritten by 27four Life Limited. A living annuity pays you an income in retirement and is suitable for retirees who do not want to purchase a guaranteed life annuity or a with-profits annuity.
LifeCycleRETIREMENT ANNUITY
The LifeCycle Retirement Annuity Fund is a personal retirement savings vehicle which allows you to save for your retirement in a tax-efficient manner.
LifeCycleENDOWMENT Policy
The LifeCycle Endowment is an investment-linked policy to assist you in saving towards your long term goals. It supports disciplined investing but at the same time allows you flexibility to change the investment particulars. If you are comfortable with a minimum five-year investment term, want a tax-efficient way to save, and wish to create liquidity in your estate, our Endowment Policy may meet your needs.
LifeCyclePRESERVATION Funds
The LifeCycle Preservation Funds are vehicles which are suitable if you have left an employer because of resignation or retrenchment and you wish to preserve the benefit that you have accumulated within your employer’s retirement fund in a tax-efficient manner.